Rates, Insurance & Frequently Asked Questions
We believe accessing quality mental health care should feel clear and straightforward. Our team is here to help you understand your options, answer questions, and find the right path for your needs.
Insurance
Couture Counseling works with clients who choose to use insurance benefits when available. Insurance coverage varies by plan, so we encourage you to contact your insurance provider to understand your specific mental health benefits, copays, deductibles, and coverage details.
We accept insurance plans such as:
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Aetna
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Blue Cross Blue Shield
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Harvard Pilgrim Health Care
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Neighborhood Health Plan
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Tufts Health Plan
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United Health Care
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Carelon Behavioral Health (Commercial)
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Massachusetts Behavioral Health Partnership (Masshealth Medicaid)


Understanding Therapy Costs
The cost of therapy can vary depending on your therapist, session length, insurance coverage, and benefits. We believe transparency is important, and our team is happy to help you understand your options before beginning services.
Out-of-Network Benefits

1
Some insurance plans provide out-of-network mental health benefits. If applicable, we can provide documentation that may allow you to seek reimbursement directly from your insurance company.
2
Self- Pay
For clients who choose not to use insurance or whose plans do not cover our services, private pay options are available. This allows for greater flexibility and privacy in your care.
3
Good Faith Estimate
You have the right to receive a Good Faith Estimate explaining expected costs for healthcare services. If you are not using insurance, we will provide information about anticipated charges before services begin.
Frequently Asked Questions
Do you accept insurance?
We accept
Aetna
Blue Cross Blue Shield
Harvard Pilgrim Health Care
Neighborhood Health Plan
Tufts Health Plan
United Health Care
Carelon Behavioral Health (Commercial)
Massachusetts Behavioral Health Partnership (Masshealth Medicaid)
Insurance coverage varies, so we recommend contacting your insurance provider or reaching out to our office for assistance.
How long are therapy sessions?
Most sessions are approximately 45–60 minutes, depending on the type of appointment and individual needs.
Do you offer telehealth?
Yes, telehealth options are available for eligible clients.
What if I cannot afford therapy?
We encourage you to contact us. We are happy to discuss available options and help you determine the best path forward.